Credit reporting agencies collect information about you and your
credit history from public records, creditors and other reliable
sources. These agencies make your credit history available to your
current and prospective creditors and employers as allowed by law.
Credit agencies do not grant or deny credit.
The credit
reporting agencies are:
Equifax
PO Box 740241
Atlanta, GA 30374
800-685-1111
Experian
PO Box 2002
Allen, TX 75013
Consumer Credit Questions
888-EXPERIAN (888-397-3742)
TransUnion
PO Box 2000
Chester, PA 19022
(800) 888-4213
(800) 851-2674