House Hunting
Hunting for a house can be an overwhelming experience.  It is easy to forget one house after seeing so many.  Don’t become frustrated when you don’t immediately find your dream home.  On the other hand, the thrill of the hunt can distract you from essential wants and needs.

• PICTURE IT: Take photos of the house to keep on file.

• USE TIME WISELY: Don't make "spur-of-the-moment" decisions. Consider the decision carefully. Take your time in selecting your home.

• GET IT IN WRITING: Take notes about what you see, like and don’t like in the house.

• COMPARE AND CONTRAST: Review your notes, and compare houses against your wants, needs and budget.

• TWO HEADS ARE BETTER THAN ONE: Bring your spouse, a family member or friend. It's useful to get another person’s feedback.

• GET TO THE BOTTOM LINE: Determine the utility, maintenance costs, taxes, insurance, etc. How much have these costs increased in the past few years?