Purchase
Condo Confidently

See yourself in a condo? As America’s Condo Lender, our experienced condo loan team can help you navigate the process and answer your questions from application to closing day.

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Condo Loans

Ready to become a homeowner, but don't want to worry about big-ticket repairs, like a new roof? Condo living has your name on it! We have the condo mortgage options to finance your future.

Fixed-Rate Mortgage

Offering condo loan stability

A fixed-rate mortgage is for condo buyers who value predictability, as the interest rate and monthly payment never change. Both 15- and 30-year options are available.

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Adjustable-Rate Mortgage (ARM)

Giving flexibility to borrowers

Borrowers start with a lower interest rate that will rise over time. ARMs are great for borrowers who plan to move within a few years or expect more income in the future.

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Conventional Loan

Best for the financially stable

Conventional loans are not backed or guaranteed by the government and offer more loan options to choose from. These typically have lower rates since the borrower has solid income and credit.

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Jumbo Loan

For higher-priced condos

A jumbo loan is required when the loan amount exceeds the standard conventional loan limit in your area, which is $548,250 in most markets.

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FHA Loan

More affordable options

FHA loans offer more flexible income and credit requirements. They are also backed by the government and designed to make owning a condo more affordable.

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VA Loan

Numerous benefits for veterans

A VA loan is designed to help qualified military members, veterans and their families buy a condo with a mortgage that fits their needs.

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USDA Loan

For suburban areas

USDA loans are only eligible in rural areas outlined by the USDA — buy many suburban areas qualify. These loans require no down payment and often have lower interest rates.

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Non-Warrantable Opportunities

Explore your options

The non-warrantable condo opportunities program is for condos that don't meet agency guidelines.

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Condo
Tips & Tricks

See Yourself in a Condo

Start your journey to homeownership sooner with a condo. Learn the benefits of buying a condo, and how simple financing it can be, in this video.

Condo Buying Considerations

Do you know what it takes to buy a condo? We've rounded up 3 things you should consider when shopping for your future home. Read on to learn the pros and cons of buying a condo and more.

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Rent v. Buy Calculator

Curious about how much a monthly condo mortgage costs compared to your monthly rent? Our Rent vs. Buy Calculator can help you crunch the numbers to give you an idea of how the two compare so you can make an informed decision.

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