Your Way Home
Starts Here
With home loans for a wide range of needs and financial situations, we make it simpler to find your way forward.
Trusted by Homebuyers and
Homeowners Since 1986
40+
Years of Mortgage
Experience
97%
Customer
Satisfaction1
4.9
Google
Rating
Maybe You're Wondering...
Maybe You're Wondering...
How much home can I afford?
Your homebuying budget depends on more than your income. Monthly debts, down payment, credit, interest rate, taxes, insurance and other expenses can all affect what you can comfortably afford. Use our Home Affordability Calculator to get a clearer picture of home price and monthly payment that may fit your budget.
Calculate My Buying Power >
How much do I need for a down payment?
You may need less than you think. While 20% down can have advantages, it isn't required for many home loans. Some programs allow qualified buyers to put as little as 3% down, while VA and USDA loans may offer zero-down options2. Down payment assistance3 may also help eligible buyers reduce upfront costs.
Explore Down Payment Options > Which mortgage might be right for me?
The right mortgage depends on your finances, the home you're buying and your long-term goals. From conventional and government-backed loans to jumbo, renovation and specialized financing, comparing your options can help you find a better fit.
Compare Loan Options > Is renting or buying better for me?
There's no one-size-fits-all answer. Your finances, local housing costs, future plans and how long you expect to stay can all help determine which choice makes more sense. Use our Rent vs. Buy Calculator to compare the potential costs of renting and owning based on your situation.
Compare Renting vs. Buying > 
Still have questions? Try our calculators or get straightforward answers to common mortgage questions from a Loan Expert.
Why PrimeLending?
PrimeLending is a national mortgage lender that has helped homebuyers and homeowners finance their goals since 1986.
A Loan for Most Situations
From straightforward to more complex situations
Local Experience, National Strength
Work with a loan expert who understands your market
40 Years of Home Lending
Mortgage experience so you can move forward confidently.
Technology + Personal Guidance
Digital convenience backed by a live team of who cares.
Your Goals, Our Expertise.
Trusted by homeowners since 1986.
Find a Loan for What Comes Next
Conventional
Flexible financing with competitive terms for borrowers who meet traditional credit, income and down payment requirements.
Explore Conventional Loans >
FHA
Government-backed financing with flexible credit requirements and low down payment options for qualified homebuyers.
Learn about FHA Loans >
VA
Exclusive home financing benefits for eligible veterans, service members and military families, including zero-down options.
See VA Loan Benefits >
USDA
Zero-down financing for eligible buyers purchasing homes in qualifying rural and suburban communities.
Check USDA Eligibility >
Renovation
Finance a home purchase or refinance along with eligible improvements and renovations in one loan.
Discover Renovation Loans >
Home Equity Loans
Tap into the equity you've built without selling your home to help fund what's next.
Insights From Our Experts
Practical guidance for smarter home financing decisions
Featured insight
What Should I Look at Besides the Mortgage Rate?
The mortgage rate matters, but it doesn't tell the whole story. Your monthly payment, upfront costs and total cost over time can all affect which financing option makes sense for you.
What matters most to you?
What to Consider Beyond the Rate >A Mortgage Experience Customers Recommend
97%
Customer Satisfaction1
97%
Would Use Again1
96%
Would Recommend1
4.9
National Google Rating
“Worked with PrimeLending twice now for home purchases and the team were the best! They had it all done and ready to go in no time and made it painless!”
Jessica D., Texas
“The relationship we formed will last a lifetime. They made the whole experience, from start to finish, so smooth and easy.”
Sara S., Kentucky
“We recently closed on our first home, and the team at PrimeLending was excellent from start to finish. What impressed me most was the responsiveness.”
Jason P., Washington
Let's Find Your
Way Home
Whether you're ready to buy or still
exploring, we're here to help.
