The PrimeLending Experience
Let's Talk
If you are buying a home for the first time, have unique circumstances or just want to talk about your options, a conversation is the perfect place to start.
- Assess renting vs buying
- Compare loan options
- Identify potential red flags
- Understand the process
- Connect with an expert
Start Your Application
Our online application will capture all the important information we need to pre-qualify you, make a loan recommendation and give you an estimate. If you have questions or want guidance along the way, just ask.
- Set a price range
- Compare loan options
- Decide on down payment amount
- Get pre-qualified
- Get your Loan Estimate
- Intent to Proceed
Send us Financial Documents
We’ll make it fast and easy for you to digitally transfer, upload or email us the important documents we need to verify your information and process your application.
- Submit key documents
- We’ll pull credit
- We’ll verify information and request addtional documents (if needed)
We confirm property information
Appraise & Verify Property
We need to ensure the property is valued correctly and available for purchase. This means getting the property appraised by a professional and doing a legal search on the property title. We coordinate this for you, and let you know when these steps are complete.
- Property appraisal
- Property inspection
- Title search
Step 3: We review and finalize
Process & Underwrite Loan
Our team reviews the application and documents, works through any questions and makes a decision about your loan. Remember, with frequent updates you’ll always know where you stand and what comes next.
- Loan approval
- Lock a rate
- Order title insurance
- Schedule closing
You sign and celebrate
Closing
We’ll check and double-check that everything is in place for a smooth, on-time closing. Once signed, it’s time to celebrate an exciting new beginning.
- Receive Closing Disclosure
- Closing costs and cash needed to close (if necessary)
- Closing instruction
- Sign papers, pay closing costs and take ownership
Connect with a Loan Expert to start your home buying experience