1. Start Your Application
Apply Online
Our award-winning online application captures all of the information we need to pre-qualify1 you, make a loan recommendation and deliver an estimate. Questions? We're here anytime you need us.
- Set a price range
- Compare loan options
- Decide on down payment amount
- Get pre-qualified
- Get your loan estimate
- Intent to proceed
Financial Documents
Easily and securely connect financial accounts and upload necessary documents. You can even snap pictures from your mobile device to accelerate the process.
- Submit key documents
- Credit pulled
- Document verification
2. Confirm Property Information
Appraise & Verify Property
A professional will need to appraise the property and there will be a legal search on the property title. Our team will coordinate all of this for you.
- Property appraisals
- Property inspection
- Title search
3. Review and Finalize
Process & Underwrite Loan
Our team will review your loan and any other documents while working through any questions before making a decision. You can track your loan's progress through every step and we'll stay in communication the entire time through text, email or phone call.
- Loan approval
- Lock a rate
- Order title insurance
- Schedule closing
4. Sign & Close
Closing
We’ll double-check that everything is in place for a smooth, on-time closing2. Once you get the thumbs up, it’s time to sign papers, paying closing costs and experience the joys of homeownership.
- Receive closing disclosure
- Closing costs and cash needed to close (if necessary)
- Order title insurance
- Schedule closing
5. Settle In & Relax
Celebrate
Get the housewarming party planned, because your new home is worth celebrating with friends, family and neighbors.
- Unpack and settle in
- Meet your neighbors
- Invite your family and friends over
- Share excitement on social
Connect with a Loan Expert to start your home buying experience