April Fools

(April 1)

All jokes aside, there’s one thing I never fool around about and that's providing a positive mortgage experience. When you’re serious about homebuying, even on April Fools Day, I am ready to help you find the best solution for your needs. Let's connect today!

Mortgage MythBuster — Down Payment

Ready to make your down payment and call it a day? Ah, ah, ah…not so fast. While your down payment is an important upfront cost, it's not flying solo. Other upfront costs associated with buying a home include closing costs, property taxes, and homeowner’s insurance, to name a few. I’m committed to making sure you have a clear understanding of all the upfront costs associated with buying a house and I’ll help you prepare for every aspect of the mortgage process. Let's work together to make your homeownership journey as simple as possible!

Mo — General

Feeling like a mortgage "duffer"? I'll help you master the mortgage process. Whether you've found an "ace" home or one in the rough, we can help you get hole-in-one financing. The mortgage process is easier with PrimeLending as your caddy. If you're ready to go pro, connect with me to learn more.

What is an ARM?

Ever wondered about Adjustable-Rate Mortgages (ARMs)? Chances are, you've heard the term but aren't quite sure what it means or why it's important. An ARM is a home loan option where the interest rate fluctuates over time based on market changes. Initially, you'll enjoy a lower interest rate compared to fixed-rate mortgages, set for a fixed period depending on your ARM option. After this fixed rate period, the rate adjusts at set intervals in sync with the current market rate.Understanding ARMs can help you navigate your home financing journey with confidence!

Reach out to me today to learn more!

A Path to Lower Payments — Temporary Buydown

Want to ease into making your mortgage payments? A temporary buydown could be just what you need. A temporary buydown puts up-front funds into an escrow account at the start of the mortgage to effectively reduce the interest rate for up to three years. When a builder or seller contributes those up-front funds, it can reduce the borrower’s expense on monthly payments during the buydown period. After this initial period, the original interest rate resumes for the life of the loan.

VA Loans — No Lender Fees*

Whether by land, air or sea, I’ll help you finance your home and PrimeLending will waive the lender’s fee. If you are a Veteran or are active-duty, you may qualify for a VA home loan and receive exclusive VA benefits like:

Seller's AdvantEDGE

Are you selling your home and want to attract more buyers without lowering your price?  Our Seller’s AdvantEDGE* program makes that possible even in today’s market. You can offer potential homebuyers an exclusive discounted interest rate that will make monthly payments lower for your buyer for the life of their loan. Contact me to learn more about how this program works and how it might benefit you.

*Seller pays up-front $1000 participation fee which is not refundable if loan does not timely close at PrimeLending. Remaining rate buy down cost paid at closing and subject to product guidelines. Valid for 60-day rate lock. The discounted rate may not be transferred to another property address. Conventional, FHA, VA, and USDA loan types are eligible. Conditions and restrictions apply, please reach out to your PrimeLending loan officer for more information.

Meet Mo Consumer

Meet MO, the official mascot of PrimeLending. Mo — short for Momentum — is PrimeLending's official mascot, leading the way through the housing market!

Patio or a pool

Created by Kaylee Holdge

Upgrading your backyard is a great way to increase both the value and the enjoyment of your home. Start the renovation process now to enjoy your new outdoor living space by the time the weather starts to heat up. Now you just need to decide what you want. The most common backyard additions are a pool or an outdoor kitchen. Let's talk about the benefits of both!

Tax Day

It may seem bananas, but Tax Day is almost here again! Here's a tax prep tip: the IRS states that you may be able to deduct* your mortgage interest! As always, it is best to discuss this sort of thing with a tax professional. If you have mortgage questions, I have you covered. Call me today!

*IRS Publication 936, Cat. No. 10426G. Home Mortgage Interest Deduction.

Golf Reno

Swing into the perfect home with PrimeLending's renovation loans! With our renovation loans, you can sink your shot at the perfect house. You can buy and renovate a fixer-upper with one loan because our renovation mortgages roll the purchase prices and renovation costs into one loan, that means one easy monthly payment!  Don't wait to tee off your home renovation journey!

Connect with me today to learn more!

100% VA Cash Out Refinance*

Veterans, seize the opportunity to utilize your home’s equity with a 100% VA cash out refinance!*

Fair Housing Month

(56th Anniv. of Fair Housing Act on 4/11)

April is National Fair Housing Month! Fair Housing Month commemorates the passage of the Fair Housing Act established April 11, 1968. This landmark act prevents discrimination in housing based on a person's race, color, national origin, religion, sexual orientation, gender identity, disability, and familial status.

I am committed to providing a positive, equitable mortgage experience to all our customers. Give me a call today to learn more about homebuying programs that may help you get into a home.

Mo Beach

Wish you could bottle the feeling of vacation to bring home? With a PrimeLending renovation loan, you can! You can use a renovation loan to:

Closing Costs or Cash to Close

In the world of home buying, terms like "cash to close" and "closing costs" often create confusion. Here's a quick breakdown to clarify the difference:

Baseball — Dreams Start at Home

Home is where dreams begin to take shape, where every corner holds the promise of new adventures and cherished memories. Whether you're stepping into homeownership for the first time or searching for a space to accommodate your growing family, I can help turn those dreams into reality. With personalized support and a commitment to your vision, I’m dedicated to helping you find the perfect place to call home. Let's embark on this journey together – where dreams truly start.

Lock & Shop

Future homeowners! With our Lock and Shop program, you can lock in your mortgage rates up to 360 days before closing*. This gives you stability amidst market fluctuations while you shop for or build your dream house. Get in touch to find out how to secure a rate and focus on what truly matters — creating your perfect home.

*Extended Lock Option requires additional fees. Review the Long Term Interest Rate Lock Agreement for full details. Conditions and restrictions apply and are subject to change. Info as of 3/26/24.

Close on Time Cash Guarantee

Closing on time matters. PrimeLending's Buyer’s AdvantEDGE approval letter* allows you to utilize our Close On Time Cash Guarantee which means if your loan does not close on time, PrimeLending will pay the seller $5,000*. Our commitment to close on your timeline means you get to spend more time living in your dream home — and loving it. With Close on Time Cash Guarantee, we make it simple so that you don’t have to worry.

*Exclusions apply. See details: https://www.primelending.com/buyersadvantedge

Working This Weekend

Working this weekend to make homeownership dreams a reality!

Mortgage MythBuster — Reasons to Refi

Did someone tell you refinancing only makes sense if you get a better rate? Refinancing your mortgage can actually be a strategic financial move, even if a lower interest rate isn’t in the cards. PrimeLending offers a wide range of refinancing options to help you shorten your loan term or even tap into your home's equity. Let's explore how refinancing can put you on the path to reach your financial goals!

Earth Day — Green Home Loans

(April 22)

Happy Earth Day! Introduced in 1970, Earth Day has become a global initiative to support environmental protection. Do you have some eco-friendly upgrades in mind for your home? A green home loan could help you finance projects like adding solar panels, updating your HVAC systems, and so much more. Reach out to me today to learn more about your green home loan options.

Mo — Draft Your Dream Home

(April 25th)

Drafting your dream home? Be sure to put PrimeLending on your team! Our construction loans simplify your financing by rolling the construction costs and purchase price into one mortgage. One loan = one monthly payment. Talk about a touchdown. Connect with me to learn more today!

Draft Your Dream Home

Ready to draft your dream home? We’ll help you tackle the mortgage process! Don't miss out on the opportunity to build your dream roster — choose PrimeLending and secure the ultimate win!

Reasons to Renovate

Dreaming of a home makeover? With PrimeLending, it's more than just a renovation—it's a transformation. You can renovate to:

1Day AdvantEDGE

Ready to fast-track your way to your dream home?

Looking for Cash Flow

Unexpected expenses deflating your budget link an old party balloon? Don’t drain your savings. Increase your cash flow with a cash-out refinance instead! A cash-out refinance* can help you free up your cash flow to finance things like a new roof, plumbing issues, and more. Call me today to learn more.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Home Loan Heroes

Looking for your dream home? Need a mortgage that fits like a glove? Look no further! PrimeLending is here to save the day and guide you through every step of your homebuying journey.

With our expertise and dedication, we'll help you find a home  loan solution tailored to your needs. Whether you're a first-time homebuyer or a seasoned pro, we've got your back!

Say hello to homeownership bliss with PrimeLending by your side. Let's make your homeownership dreams a reality!

Single Home Buyers

Dual income, shmual income. You don’t have to wait until you’re in a two-income situation to become a homeowner. Join the 29% of other single homebuyers and take ownership of your future today. Connect with me to get started.

*2023 NAR Generational Trends Report

Building vs. Buying

Where will you go once you sell your home? There are benefits to both newly built homes and existing homes. Let's talk about each.

Mo Baseball

Step into the batter's box and take a swing at homeownership with PrimeLending. Our streamlined mortgage process can help load your financial bases so that you can make a grand slam offer and strike out your competition. Get in touch and we can talk about the loan options that will help you slide into home.

FOBAH Mortgage Process

Don't let FOBAH (Fear of Buying a Home) stand in your way! With my expert advice and support, I'll help you navigate the home buying process with confidence and ease. Say hello to your new home sweet home!

Reach out to me today to learn more!

Buyer's AdvantEDGE

No two approvals are alike. Give yourself a competitive edge in today’s market with the Buyer’s AdvantEDGE* from PrimeLending, a PlainsCapital Company^®. Contact me today to learn how you can get more buying power.

*Approval means an Underwriter has reviewed your application and has verified all necessary forms of income, assets, and credit. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.