Local Loan Officers

When it comes to securing home financing, it’s helpful to work with a local expert. Think of me as your neighbor with answers to all your mortgage questions. DM me to start the conversation!

Down Payment Tips

Ready set yourself up for homebuying success in 2025? It all starts with saving for your down payment. Here’s how to make it easier:

Holiday Hosting Hacks

Avoid getting lost in the details of planning, and take the stress out of hosting so you can spend more time with your family and friends.

Winter Homebuying

Winter is the perfect time to find your dream home! With fewer buyers in the market, you could have the upper hand when negotiating. Plus, imagine kicking off the new year in your cozy new space!

Ready to make your move? Let’s turn your winter home goals into reality. DM me to get started!

Homebuyer Wishlist

You’ve made a wish list for your future home, now let me help you check it twice! DM me to explore your mortgage options.

Home Appreciation

It’s no secret that buying a home is an investment in your future, and one piece to look forward to is home appreciation gains. Home appreciation gains are the increase in a home’s value over time. Often, a home’s appreciation can be influenced by inflation, changes in the real estate market and home improvements. An appreciation gain could help increase a home’s equity you can tap into for additional cash or turn a profit when selling. What would you do after your home appreciates? Tell me in the comments.

Winter Homeownership

Winter is a great time to go house hunting. With less competition from other buyers, it could be easier to schedule movers. Plus, you’ll have the opportunity to see how the house holds up in winter weather — checking for drafts and testing if the heating system can keep up with the cold. Call me to run some scenarios and get ahead of the winter buying game.

Mortgage Points

Mortgage points (also known as discount points) are upfront fees a borrower pays to a lender in exchange for a reduced interest rate over the life of their loan. One (1) discount point costs 1% of the loan amount. Each discount point may lower the interest rate as much as 0.25%, depending on product and loan characteristics. That could mean lower monthly payments! Connect with me today to learn more.

Top Renovations

The best thing about finally owning your own home is having the freedom to add your personal style to it. Some of the top renovations that first time homebuyers complete include a bathroom remodel, kitchen upgrades, and the installation of new flooring.

Have a renovation project in mind? Tell me in the comments, and we can work together to bring your dream home to life.

Mortgage Qualification

A qualification* is an estimate of what you may qualify for based on the information you provide to your lender. While not an actual approval yet until reviewed by an underwriter, this information can help you narrow your home search, plus show sellers that you're a serious buyer.

If you want to know how much home you could afford before you get qualified, try my free home affordability calculator at [[link to LO affordability calculator]] or call me to discuss your options.

*All loans subject to credit approval. A qualification is not an approval of credit, and does not signify that underwriting requirements have been met. Conditions and restrictions may apply.

Holiday Home Safety Tips

The holiday season is here, and you know what that means — decorations are out in full force! Here are our tips for how to avoid home safety issues when making your home festive:

Local Loan Officers

Making a big move? Don’t forget to PrimeLending help you finance your next home! Since PrimeLending is licensed to lend in all 50 states, you can expect the same simplified mortgage process wherever your next address is.

Let’s connect and talk about your plans.

$0 Down

Did you know it’s possible to buy a home with $0 down? With the right loan programs, like VA loans*, USDA loans, or certain down payment assistance programs**, you can achieve your dream of homeownership with little to no upfront costs. Contact me today to see how I can help you take the next step!

*Down payment waiver is based on VA eligibility.

**Certain restrictions apply, subject to down payment assistance program guidelines. Not available in all areas. Please contact your PrimeLending loan officer for more details.

Cash-Out Refi

A cash-out refinance* could be just what you need to gift yourself your dream kitchen! By replacing your current mortgage with a new loan at a higher amount, a cash-out refinance provides you with the difference in a lump sum that you can use however you want, including:

A Place to Call Home

If you're ready to give yourself the gift of homeownership, I'm here to make the mortgage process as simple as possible. With a catalog of more than 400 loan options, there's something waiting for you to discover. DM me today to start shopping for your future.

Benefits of Homeownership

Your home is the perfect stage for creating holiday magic! Owning a home makes it easier to accommodate guests in a warm, welcoming space. Plus, your home reflects who you are, making it the ideal backdrop for creating holiday traditions.

Invest in your home to make it the best place to celebrate and share joy this season!

Ready to find a place to create lasting memories? Send me a DM to get started.

Happy Holidays

Wishing everyone a happy holiday season! May this season bring you peace, joy, and meaningful moments with loved ones. #HappyHolidays

Credit Score

It’s time to talk about credit scores. Every credit score is composed of 5 factors, some of which are larger pieces of the overall puzzle. Here’s what goes into a credit score:

Kitchen Upgrade Ideas

Leave your outdated kitchen in 2024 and start the new year off with a fresh space you’ll love. Here are some ideas to get you started:

Holiday Budgeting

Saving for a down payment during the holiday season can make any budget feel tight. Here are some budgeting tips to help you enjoy the holidays while still working towards your down payment goals:

Renovation Resolutions

Is “renovate my home” on your 2025 vision board? Whether it’s upgrading your kitchen, adding an outdoor living space, or refreshing your interior, now is the perfect time to start planning your renovation resolutions.

Not sure how to get started with financing your project? I’m here to help. Drop your renovation loan questions in the comments.

Tax Benefits

Buying a home is a huge milestone with a big price tag. Luckily, there are tax benefits that come along with homeownership to help save money and offset some costs. When tax time rolls around, homeowners can deduct state and local real estate taxes as well as their mortgage interest payments. Remember to discuss all of your tax benefits with a tax professional.

If you want to learn more about the benefits of homeownership, let’s talk.

Fixer Upper

Taking on your first fixer-upper? Be sure to remember to:

Financial Checkup

As the year comes to a close, it’s a great time to run a mortgage checkup. Reviewing your mortgage can help identify opportunities to save money, shorten your loan term, or access equity for renovations, to pay off credit cards or other financial goals.

Whether rates have changed or your financial situation has evolved, a quick checkup can ensure your loan is still working in your favor.

Message me to get your free mortgage review and see how we can help you start the new year on the right financial footing.